Saturday, February 07, 2009

"The Tree of Life"

(The ume apricots are the first flower to blossom in early spring in Japan...)



"The Tree of Life"


As all the decent jobs in society are occupied by 70% of the population, the rest of the people must struggle to find any chance to make money even if it is not so decent at all.

That is why a portion of the people, 3% of all the population, is under strong temptation for any kind of crimes even in Japan, the E.U., and the U.S.

That is why the media’s news reporting is full of crimes, though I cannot simply blame criminals while I hate their crimes.

(As for the murder rate, Japan’s rate is one-seventh of the rate of the U.S. and one fourth in comparison with France and Germany…and the U.K. has the highest crime rate per capita among Japan, France, Germany, the U.S., and the U.K…)

Oh, it is truly a tough job to serve the nation by reporting crime news every night…

And, though the covered period for the following data is between 1998 - 2000...
(Click to enlarge.)



SECTION I: Subprime Loan Default Solution

Now somebody must offer an effective solution to avoid the future debacle to be triggered by other five million default cases in repayment for the subprime lending.

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Echoing these concerns, consumer rights attorney Irv Ackelsberg predicted in testimony to the U.S. Senate Banking Committee that five million foreclosures may occur over the next several years as interest rates on subprime mortgages issued in 2004 and 2005 reset from the initial, lower, fixed rate to the higher, floating adjustable rate or "adjustable rate mortgage".

http://en.wikipedia.org/wiki/Subprime_lending
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First of all, it is said that those who yearly earn 1.5 million dollars or more account for 5% of the U.S. population, namely 15 million people.

My solution is that the U.S. Government and these 15 million rich Americans buy out all the five million outstanding subprime-loan houses.

Accordingly, the book value of all the houses will be maintained and related interests will be paid to owners of financial instruments that include securitized subprime-loan liabilities. Put simply, those ominous pariahs in the financial market will turn to be a source of real assets.

If a man earns yearly $1.5 million, he would most probably spend 10% of the income, namely $150,000, for stupid things or must lose it somewhere. Therefore, actually each of them can buy one existing house with a margin of his yearly income. If one in five among them, namely three million rich men decide to buy one used house for each, total three million used houses can be purchased in the subprime-loan housing market.

The U.S. Government has to spend its budget only for purchasing other two million houses, at the costs of $300 billion (= $150,000 multiplied by 2,000,000).

Compared with the current measures the U.S. Government is applying with the expected total costs of $8.5 trillion (according to Bloomberg), my plan’s $300 billion are just 3.5% (of the $8.5 trillion).

The U.S. Government and the rich 15 million Americans must find a way of realizing profits from those five million houses now being owned by them.

I will be of course of help to them with more innovative plans, since there are 10 million refugees all over the world, with 2.1 million in Afghanistan, 1.5 million in Iraq, 0.7 million in Sudan, and 0.5 million in Somalia, Republic of Congo, and Burundi, respectively, while there are five million houses to be evacuated in the U.S.

( http://www.unhcr.or.jp/news/press/pdf/pr070620_refugee_numbers_J.pdf )



SECTION II: Japanese Obamas This Week

YURIKO KOIKE

Ms. Koike, a former defense minister of Japan, flew to Palestine, though the National Assmbly is in session in Tokyo, early this February to contribute about US$ 30,000 or more to victims in Gaza, a city many streets of which were reduced to ruins due to the Israel-Hamas battles.

She collected this amount by holding a party for the peace of Palestine in Tokyo in January, where the wife of Prime Minister Mr. Taro Aso and the wives of two former Prime Ministers, Mr. Yasuo Fukuda and Mr. Shinzo Abe, also made appearance.

Though she had a press conference in Jerusalem on Feb.2 after her trip to Gaza, there seems to be no English reports on her passionate action.

So, let’s be content with checking a Japanese article and an old English one.

http://www.asahi.com/international/update/0202/TKY200902020051.html

http://search.japantimes.co.jp/cgi-bin/nn20030410b3.html


A Female Worker in Japan

Yesterday a Japanese TV station presented a report on a Japanese small company that has been producing sound profits even in these economic circumstances.

The company has scores of employees; remarkably almost half of them are mentally handicapped persons.

To allow them to work efficiently, the company has introduced various systems and methods suitable for their personalities, habits, and characteristics, resulting in high quality goods being delivered from its factory to consumers.

But, the chairman of the company did not like to employ disabled or handicapped persons at all until 50 years ago.

Fifty years ago, a handicapped girl came to work in the company as a kind of intern, since she just graduated from a junior-high school.

When her term in the assignment was over, the chairman, then the young president of the company, would not employ her at all. Yet, all the workers in the factory strongly recommended the president to officially recruit the handicapped girl into the company, since she had worked with enthusiasm more than anybody.

Accordingly the president took on her to find that she was an excellent worker. Then he changed his view on disabled and handicapped people; the company started to employ more disabled and handicapped people since then.

Now, she has been working in the company for 50 years. The once-young president is also still there as the old chairman of the company which is still also nameless and small but profitable in the Japanese society.

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Yeah, that is all for today.

I recommend a rest to all of you, since February is slow in business as with August usually in Japan.

But, remember the precious lessons of September 15 of 2008 as well as September 11 of 2001, so worshipfully.



(So, I have a feeling that je dois aller quelque part demain…

http://players.music-eclub.com/?action=player&sid[]=182967

Source: http://players.music-eclub.com/?action=user_song_detail&song_id=182967)




Rev 2:7 He that hath an ear, let him hear what the Spirit saith unto the churches; To him that overcometh will I give to eat of the tree of life, which is in the midst of the paradise of God.